Member evidence workspace

Keep the receipts.

Log collection calls, voicemails, letters, emails, texts, and other contacts. Choice timestamps the record, preserves evidence references, and screens for potential FDCPA / Regulation F issues that deserve review. A flag is not a legal conclusion.

Member IDPrivate access tokenDebt / account labelCollector nameDate & timeContact typeDirection

We had a telephone conversation about this debtA voicemail was leftThe contact happened at workThe collector had been told not to contact me at workI had told the collector this time/place was inconvenientI previously asked the collector to stop communicationsA third party was contacted or debt information may have been disclosed

What happened?Evidence references

Your member ID and private access token are required before an evidence record can be saved. For privacy, use references to files stored in your member vault. Do not place Social Security numbers, full account numbers, passwords, or other unnecessary sensitive information in notes.

Use the same member ID and private access token to reopen your verified chronology.

Evidence receipt

Open Member Files CFPB call-frequency guidance Regulation F §1006.14

Educational screening only. Whether conduct violates federal or state law depends on the facts, exclusions, collector status, debt type, consent, applicable law, and other context.

Persistent evidence timeline

Saved contacts

Only authenticated member access can open this chronology. Member identifiers are not returned in the timeline response.